Tuition and Financial Aid Information

TUITION AND FEES – (Effective January 1, 2013)

General: Tuition and fees are subject to change at the discretion of NGS. Tuition and material fees are payable on or before registration at the beginning of each semester. Tuition and fees must be paid in full at the end of every two courses per program or the student will not be allowed to move forward.

Students receiving Tuition Assistance, Veteran’s Educational Benefits, Student Loans, or other forms of assistance may be eligible to establish different payment options. The Bursar must approve all exceptions to the standard payment plan.

Employees and Faculty members are entitled to receive a 15% discount on all NGS programs.

Scholarships for Department of Defense (DoD) & Department of Homeland Security (DHS) Spouses: NGS grants scholarships to spouses of DoD and DHS employees who enroll in the degree programs. They will receive the same discounted tuition rate as active DoD and DHS employees. Please provide the Financial Aid Office with a copy of your marriage certificate by email financialaid@ngs.edu or fax 800-838-2581.

Degree Programs

2012- 2013 Degree Program Tuition

Programs	Program Tuition	Tuition Per 3 Credit Course	Tuition Per Credit Hour
DBA, Private Industry/Corporate (60 cr.)	$39,750.00**	$1,987.50	$662.50
DBA, Active Duty, Full Time DoD, DHS or Government Employee (60 cr.)	$38,500.00*	$1,924.99	$641.66
MS, Private Industry/ Corporate (36 cr.)	$24,200.00**	$2,016.67	$672.22
MS, Active Duty, Full Time DoD, DHS or Government Employee (36 cr.)	$16,325.00*	$1,360.42	$453.47
BS Degree Completion Program, Private Industry/Corporate (30 cr.)	$9,895.00**	$989.50	$329.83
BS Degree Completion Program, Active Duty, Full Time DoD, DHS or Government Employee (30 cr.)	$7,440.00*	$744.00	$248.00

*Program Tuition reflects NGS Grant for Active Duty Military status, Full time DoD, DHS or Government employee.

**Learning Partners contact Director, Enrollment Management and Institutional Advancement for price schedule.

Degree Program Books and Software: Students purchase books and software from recommended vendors — approximate total is $1,500 for DBA program, $1,200 for MS Program, and $250 for BS Degree Completion Program.

2012 – 2013 Degree Program Fee Schedule

Application Fee – $100 for DBA Program and $50 for MS Program and BS Degree Completion Program (due with application; non-refundable)
Administrative Fee Per Semester – $50 (due at the beginning of each semester)
Research Library Fee - $750 for DBA Program, $500 for MS Program, and $250 for BS Degree Completion Program (due at the beginning of course 1)
Late Registration Fee – $25 (if you register after the scheduled registration date)
Course 1 Primer and Guide Books – $110 (due at the beginning of course 1)
Graduation Fee – $150 (due at the end of the last semester)
Returned Check Fee – $25
Experiential Learning – 15 Credits (BS Degree Completion Program only) – $90/credit for Private Industry/Corporate, $60/credit for Active Duty or Full time DoD, DHS or Government Employee (fee may be waived for active duty or learning partner employment.)

Certificate Programs & Individual Courses

2012- 2013 Certificate Program Tuition

Certificates	Program Tuition	Tuition Per 3 Credit Course	Tuition Per Credit Hour
Post-Doctoral Certificates(9 credits per/certificate)	$6,000.00	$2,000.00	$666.67
Six Sigma Black Belt Certificate (12 credits)	$2,900.00	$725.00	$241.67
Six Sigma Green Belt(6 credits)	$1,450.00	$725.00	$241.67
Homeland Security Certificate (12 credits)	$2,900.00	$725.00	$241.67

2012 – 2013 Certificate Program Tuition and Fee Schedule

Application Fee – $100 per/certificate for Post-Doctoral Certificates, $100 for Six Sigma Black Belt and Homeland Security Certificates and $50 for Six Sigma Green Belt Certificate.
Late Registration Fee – $25 (if you register after the scheduled registration date)
Materials – are the responsibility of the student. Most courses do not have material fees.
Books – Students purchase books and software from recommended vendors — approximate total is $450 per/certificate for Post-Doctoral Certificates, $250 for Six Sigma Black Belt and Homeland Security Certificates and $125 for Six Sigma Green Belt Certificate.

2012 – 2013 Individual Course Tuition

	Per 3 Credit Course ** Military Corporate	Per Credit Hour ** Military Corporate
DBA Courses	$1,924.99 $1,987.50	$641.66 $662.50
MS Courses	$1,360.42 $2,016.67	$453.47 $672.22
BS Courses	$744.00 $989.50	$248.00 $329.83

**Per Course Registration Fee – $25

TUITION REIMBURSEMENT

Students who are ex¬pecting tuition reimbursement from their employers are responsible for payment in full at the beginning of each semester. Students should consult their Human Resources Department for their organization’s specific policies.

ACCEPTED FORMS OF PAYMENT

No student will be allowed to proceed to the third course if payment for the first two courses has not been received in full by the Bursar’s Office by the end of two. Tuition and fees must be paid in full at the end of every two courses per program or the student will not be allowed to move forward. Checks are made payable to: The National Graduate School of Quality Management. Visa, MasterCard, Discover and American Express cards are also accepted. Authorization forms must be on file at the Bursar’s Office for students using the credit card option to allow the Bursar’s Office to call in payments when due. The Bursar’s Office may be reached at 800-201-1644 or bursar@ngs.edu.

Interest Charges: Outstanding balances over 30 days are subject to an interest rate of 1.5% per month.

Assistance from Knowledgeable and Pro-Active Staff

NGS financial aid staff actively assists students with financial strategies for achieving a degree or certificate. NGS staff can guide you in fully utilizing your tuition assistance, veteran’s benefits and corporate reimbursement programs. Call NGS now to speak to a financial aid counselor or email the Financial Aid Office today. Don’t Wait!

Students Benefit by Applying for Financial Aid Early

Even before you apply to grad school, you can apply for financial aid. You could begin your studies with no out of pocket expenses. Calculate your cost of attendance. (note this is an excel worksheet)

Federal Stafford Student Loan (S)

NGS is proud to offer, to those students who qualify, the Federal Stafford Loan Program for the DBAQSM, MSQSM, and BSQSM programs. Stafford loans are not available to Massachusetts residents for the BS, DBA, and NGS online degree programs.

The following applies for the DBA and Master’s students:

Unsubsidized: Maximum award is $20,500 (if you qualify)

Fixed interest rate of 6.8% – interest is charged from the date the loan is made

Up to 10 years to repay the loan under the standard repayment plan

No prepayment penalties

The following applies to the BS Degree Completion Program students (there are two portions to this loan for a total of $12,500 with no more than $5,500 of this amount in subsidized loans (based on need):

Subsidized: Maximum award is $5,500 (if you qualify)

Fixed interest rate of 3.4% – interest is paid by ED while you are in-school and is then charged when you graduate or drop below half-time

Up to 10 years to repay the loan under the standard repayment plan

No prepayment penalties

Unsubsidized: Maximum award is $7,000 (if you qualify)

Fixed interest rate of 6.8% – interest is charged from the date the loan is made

Up to 10 years to repay the loan under the standard repayment plan

No prepayment penalties

The DBA and the MS loan programs are at a fixed interest rate of 6.80%. These loans have a maxi-mum award of $20,500 per academic year to Graduate students. Expected amount of debt upon graduation for a DBA student after the two year program is approximately $43,967.06 for students borrowing the full amount of the loan of ($20,500) per year for two years. Expected amount of debt upon graduation for a MS student after the one year program is approximately $21,262.90 for students borrowing the full amount of the loan of ($20,500) for the one year program.

The unsubsidized portion of the BS Degree Completion Program is at a fixed interest rate of 6.80%. The subsidized portion of the BS Degree Completion Program is at a fixed interest rate of 3.40% for academic year 2012-2013. The undergraduate loans have a maximum award limit of $12,500 per academic year for the BS Degree Completion Program students. Expected amount of debt upon graduation for a BS Degree Completion Program student after the one year program is approximately $12,862.33 for students borrowing the full amount of the loan of ($12,500) for the one year program.

The Federal Stafford Loan Program has up to a 10-year repayment plan. Students receiving federal loan money are responsible for the terms and conditions of the loan. NGS will notify the lender when a student ceases to make satisfactory progress, when there is a change to less than half time enrollment, or when a student withdraws from the program.

For more information, read below or contact a Financial Aid Counselor call 800-838-2580; email financialaid@ngs.edu.

Applying is Free

The Free Application for Federal Student Aid (FAFSA) is your key to initiating the loan process. The FAFSA is used by the government to determine your eligibility and EFC (Expected Family Contribution) for these loans. To start the loan process, click on the links below to download and print a step-by-step instructions page and two additional forms that are required to be submitted as originals:

www.studentloans.gov
Apply for PIN
Complete FAFSA
Complete Online Entrance Counseling
Wait 24 hours after receiving PIN number and complete the Master Promissory Note
Complete Verification Worksheet

Online Counseling

The entrance/exit counseling is meant to educate the borrower on the lending process. Please complete your required entrance and exit counseling online for your Stafford loan.

Tuition Assistance for Government and Military Personnel

The Armed Forces Tuition Assistance (TA) Program is a benefit paid to eligible members of the Army, Navy, Marines, Air Force, and Coast Guard. Congress has given each service the ability to pay up to 100% for the Tuition Expenses of its members.Each branch of the Service has its own criteria for eligibility, obligated service, application process and restrictions. This money is usually paid directly to the institution by the individual service. Although the program is one year length, military students typically are eligible for up to two fiscal years of reimbursement.

Additionally, active duty members may elect to use the MGIB “Top-Up” in addition to their service provided TA to cover high cost courses.

TA is not a loan; it should be seen as money you have earned just like your base pay! When combined with a Stafford Loan, you could start the graduate program with no out-of-pocket expenses. Call to talk to a Financial Aid Officer today.

Interested students should meet with their local Education Service Officer to determine their benefit. In some cases job training funds may be applied. It is the responsibility of the student to obtain the appropriate tuition assistance forms and send them to the Bursar’s office:

Ms. Mary Orlando, Bursar
The National Graduate School
500 Victory Road, 2nd Floor
North Quincy, MA 02171
Phone: (800) 838-2580
Fax: (617) 847-6316

The Bursar’s Office will invoice the government once the approved TA form is submitted. The student is responsible for submitting his/her grades to their education office.

Veteran’s Benefits

NGS programs approved for Veteran’s Benefits/GI Bill are available. Contact the NGS Certifying Officials/Campus Administrator listed below or VABenefits@ngs.edu, 800-838-2580×130 for information on approval status of your class location and specific NGS programs approved for your class location.

Veterans are held to the same academic standards as non-veteran students and to all policies contained within this Handbook, including those standards of conduct, academic progress and attendance. NGS will notify the DVA when a veteran ceases to make satisfactory progress, when there is a change to less than half time enrollment, or when a veteran withdraws from the program.

Students receiving Veteran Educational Benefits do not have the “option” of having prior credit reviewed. All previous education and training must be provided to the school for review. This will include all credits from postsecondary institutions and military credits.

Eligible students should contact their local Veterans Administration Educational Benefits Representative to determine their eligibility. Under the Post 9/11 and if eligible the Montgomery GI Bill, (MGIB) the Army, Navy, Air Force, Marine Corps, United States Coast Guard their reserves and the National Guard provides up to 36 months of educational benefits to eligible veterans. If you are receiving Tuition Assistance from your branch of service, you may be eligible to use MGIB to supplement or “Top-Up” your tuition assistance. For more information to determine your best Veteran benefit and paperwork required for Veterans applications call 1-888-GIBILL-1 (1-888-442-4551) or log in to the GI Bill Website. The student must apply (with paper Form 22-1990 or the VONAPP Veterans Online Applications website) and complete the enrollment form. Once accepted, the VA will physically mail to the student their Certificate of Eligibility (CoE).

The student then submits their CoE to the NGS Main Campus Administration for processing and distribution to the NGS Certifying Officials/Campus Administrators:
Veteran Benefits
The National Graduate School of Quality Management
186 Jones Road
Falmouth, MA 02540
VABenefits@ngs.edu
800-838-2580 x130 or 800-838-2580 x111, facsimile 800-838-2581

Once the Certificate of Eligibility is received, the VA Enrollment Certification is completed by the NGS Certifying Official/Campus Administrator at the following NGS principle campus locations below.

NGS will not hold on-site meetings for online students and online courses to facilitate housing allowance benefits for cohorts that launch March/April 2013 and onward. Therefore, Spring 2013 cohort students will not be permitted to attend those meetings (P/911) held for grandfathered members of the student body. Special permissions will not be taken into consideration for individual students with regard to the March/April 2013 cohort cut-off date. NGS will still certify enrollment for March/April 2013 online cohort students and online courses according to regulations for distant learning benefits. It is at the Veteran Administration’s discretion to adjust your benefit in accord with their policy for all enrollment certifications.(NGS policy updated March 15, 2013.)

NGS students enrolled in cohorts that launched prior to and including January 2013 will continue to be offered to attend on-site meetings for online students and online courses to facilitate housing allowance benefits. Veteran students should note: there is an official roster where students must sign-in and sign-out for each of these class meetings (P/911). It is at the Veteran Administration’s discretion to adjust your benefit in accord with their policy for in-residence certifications. (NGS policy updated March 15, 2013.)

NGS California Campus Administrator, Lisa Sneed
Monday 1pm – 5pm, Tuesday 1pm – 4pm, Thursday and Friday 10am – 2pm
Loechler Building, 2121 5th Ave. Suite 205, San Diego, CA 92101
Phone 503-502-7591 or 800-838-2580 x106, facsimile 503-502-7591
email lsneed@ngs.edu

NGS Florida Campus Administrator, Jeannette Letizia
Monday, Wednesday, and Friday 9am – 2pm
9220 Bonita Beach Road, Suite 200/16, Bonita Springs, FL 34135
Phone 239-221-7115 or 800-838-2580 x117, facsimile 508-772-4355
email jletizia@ngs.edu

NGS Massachusetts Main Campus, Janis Guillette or Maureen Reardon
Wednesday, Thursday, and Friday 8am – 5pm
186 Jones Road, Falmouth, MA 02540
Phone 800-838-2580 x130, facsimile 800-838-2581
email VABenefits@ngs.edu

NGS Texas Campus Administrator, Tom Marino
Tuesday, Wednesday, and Thursday 9am – 5pm
Campus Administrator Office change scheduled for completion by May 10, 2013 to:
Alamo College
Workforce Center of Excellence
203 Norton Street, Room 169
San Antonio, TX 78211
Phone 210-485-0854 or 800-838-2580 x122, facsimile 210-704-1305
email tmarino@ngs.edu

NGS Virginia Campus Administrator, Shannon King
Monday, Wednesday, and Friday 9am – 2pm
2111 Wilson Blvd., Suite 700, Arlington, VA 22201
Phone 703-351-5085 or 800-838-2580 x149, facsimile 703-351-9292
email sking@ngs.edu

Tuition Reimbursement/Company Sponsorship/Vouchers

NGS staff understands the corporate tuition reimbursement process and can easily work with your employee benefit plan. Typically, NGS invoices the employer directly. If employed by a company, contact your Human Resources Department regarding funds available for degree and certificate candidates. NGS will accept company vouchers and bill companies directly to minimize out of pocket expenses. Students must submit a letter from their company guaranteeing payment before the first course. Students whose company pays by pre-approved voucher must submit that voucher prior to registration. Otherwise, students are expected to make payment to the School and then be reimbursed by their company.

Treatment of Stafford Loan Funds for Student Withdrawal

Click here for treatment of your loan funds for withdrawal from the program

NGS Financial Aid Student Handbook 2010-2011

Questions?
If you have questions regarding your financial aid options, please contact one of our financial aid counselors either by email at financialaid@ngs.edu or phone at (800) 838-2580 ext. 509.